They have Tweeted that the GoBank account is not a prepaid account. I believe it is in that you cannot overdraft but are they filtering customers with Chex or another service like Simple is?
Unlike Simple whom I believe is just making an effort to leave some risk at the door for their remote check deposit service. GoBank's remote deposit while not instant is long enough for them to have the funds a la Check21 so I do not believe they need to.
