Plastyc Makes Loading Easier & Cheaper

Plastyc announced that effective immediately, via the Green Dot Network, cardholders can now cash checks and load funds to their UPside Prepaid Cards using the Rapid Reload Service available in more than 3,900 Walmart stores.

UPside customers can cash a pre-printed payroll, government or tax refund check and load all or part of the cash directly to the UPside card from the convenience of any register at a participating Walmart (not available in NJ, NY, RI, VT, WY). The cashier will cash the check (check cashing fees apply) and swipe the card to add all or part of the amount directly to the card. Cardmembers can load all or part of a check, up to $1,000, and the funds are available on the card within minutes. A Rapid Reload fee of $3.74 applies.

With this new method, UPside cardholders have three convenient ways to reload their cards via the Green Dot Network:

1. Rapid Reload with cash by taking the UPside card and cash to any Walmart register (not available in VT or WY). The cashier will swipe the card and the cash is added directly to the card. The funds are available on the card within minutes. A Rapid Reload fee of $3.74 applies.
2. Rapid Reload by cashing a check (not available in NJ, NY or RI; check cashing fees apply) and loading the funds at participating locations. A Rapid Reload fee of $3.74 applies.

3. Reload with a Green Dot MoneyPak® by purchasing a MoneyPak from a neighborhood retailer, in any one of more than 60,000 retailer locations nationwide, and logging into their UPside Card online account or through the UPside Mobile App, which is a unique feature for UPside cardholders. A service fee of up to $4.95 applies.

Walmart Rapid Reload $3.77

Here is a partial list of cards supported by RapidReload. You can go to any register at Walmart and have your card reloaded for $3.77.

http://i.walmartimages.com/i/if/hmp/fusion/RapidReloadProgram_1_4_13.pdf

Green Dot's Gobank

This is Green Dot's new prepaid account.

https://www.gobank.com/#/say-hello-to-go

It has remote check deposit just as Bluebird does but Gobank only takes 2 business days after the day of deposit to either give you your money or tell you that you need to cash it elsewhere. That is vastly different than Bluebirds 6 business days.

Completely free ATM usage at any of the 40,000 MoneyPass ATMs. Bluebird is only free at MoneyPass if you have direct deposit. GoBank is FDIC insured, Bluebird is not.

Customer service should be as good as it is with GreenDot prepaid cards which is pretty good. Bluebird customer service is the worst I have ever encountered.

Gobank apparently matches BlueBird with free cash deposits at any Walmart.

Some nice money transfer features built into the mobile app which can send money to anyone who will need a Gobank or PayPal account to get the funds. Other options are coming for transfers.

GreenDot has been doing prepaid for a long time so users can expect less problems than they have had with BlueBird.

https://www.gobank.com/legal/deposit-account-agreement

GoBank has verified that cash reloads at Walmarts Rapidreload service will be free.

MoneyManager Card

This was once the undisputed King of the prepaid world from a consumer view anyway.

Since being bought out by 1st California Bank they have added a 49 cent fee for debit usage which sours me on this product which is still among the best but slipping.

http://moneymanagercard.com/pricing.php