GoBank goes National July 4th but if you want an early taste just like them on Facebook to get in a few weeks early.
It's an excellent experience.
Wednesday, May 15, 2013
GoBank Customer Service
I had to call them today and the call was answered very quickly. 100% English speaking and very knowledgeable.
Compare that with Bluebird CS.
Compare that with Bluebird CS.
Loading Cash Onto GoBank
You can load cash at no charge onto your GoBank card/account $1,000 at a time and $2,500 a day.
I loaded $500 today and it was instantly available for use. In addition the Walmart receipt has a transaction number and amount right there. All the clerk had to do was swipe the card and she knew there was no fee. I went to a 10 items or less register where there was no line.
I loaded $500 today and it was instantly available for use. In addition the Walmart receipt has a transaction number and amount right there. All the clerk had to do was swipe the card and she knew there was no fee. I went to a 10 items or less register where there was no line.
Tuesday, May 14, 2013
Mobile Payments: a Solution in Search of a Problem
Does anyone really want to have their payment info on a phone to avoid the couple of seconds it takes to grab your debit card from your wallet? A tag can easily be placed on the card to do the same thing.
It's already too easy for thieves to grab credit card numbers by hacking into a database - do we really want our money to be stolen off the airwaves?
This as the US is dragged kicking and screaming into chip and pin cards which are much much safer than our mag stripe cards.
It's already too easy for thieves to grab credit card numbers by hacking into a database - do we really want our money to be stolen off the airwaves?
This as the US is dragged kicking and screaming into chip and pin cards which are much much safer than our mag stripe cards.
Wells Fargo Introduces New Prepaid - It Sucks Too
Wells Fargo recently introduced their new prepaid card the Stagecoach Card which sucks just as much as their Wells Fargo Prepaid card.
https://www.stagecoachprepaid.com/index.cfm?pageid=g07&ClientKey=Reloadable%20Disbursement%20Card&CFID=1&CFTOKEN=C7ED03863F1C886140D2985EA1718F6C&CFSEQ=2
https://www.stagecoachprepaid.com/index.cfm?pageid=g07&ClientKey=Reloadable%20Disbursement%20Card&CFID=1&CFTOKEN=C7ED03863F1C886140D2985EA1718F6C&CFSEQ=2
GoBank National Rollout July 4th
Kmart, RiteAid, Wepay, Tango Card, Rewardable, & check.me all involved loosely in the national rollout.
http://press.gobank.com/
"GoBank is scheduled to be generally available on iPhone, Android and online by Independence Day (July 4), with full availability and promotional distribution in retail.
Marketing relationships announced with online, media, retail and mobile carrier partners.
May 14 – San Francisco – During its presentation at FinovateSpring today, Green Dot Corporation’s GoBank (NYSE: GDOT) announced that it expects to be generally available by Independence Day (July 4). GoBank, a brand of Green Dot Bank, Member FDIC, is the first bank account designed specifically for the mobile device and targets members of the mobile generation who are seeking an easy, fast and fun user experience that provides them with transparency and control over their daily finances. Green Dot expects to market GoBank in the following ways:
Digital Distribution and Marketing:
Along with its presence in the Apple App Store and Google Play, GoBank will be digitally distributed by a number of companies, including WePay, Check, Tango Card and Rewardable.
To generate awareness and demand, GoBank will be marketed through advertising on Twitter and on the Facebook Platform. GoBank will also be featured on the upcoming 12th season of Project Runway. Throughout the season, designers will be able to use GoBank accounts featuring the Fortune Teller, debit cards and person-to-person money transfers.
In-Store Promotions:
Starting July 4, Rite Aid stores will be running an in-store promotion for GoBank at all of its stores nationwide. Rite Aid will distribute free information packets that include an offer for a free custom GoBank debit card with the member’s choice of photo (a $9 value). This promotion will expand to additional retail partners in the near future, including Kmart.
“We believe GoBank has the opportunity to propel consumer banking into the era of the app. As a real bank account issued by Green Dot Bank, Member FDIC, GoBank provides consumers with great technology and an engaging user experience as part of a bank account with no overdraft or penalty fees ever,” said Steve Streit, CEO of Green Dot Corporation.
GoBank offers a consumer-friendly pricing model with no overdraft fees or penalty fees and no minimum balance requirements, with a vast network of 42,000 in-network, fee-free ATMs nationwide. For its monthly membership, GoBank offers a “pay what you want” model, where members can elect to pay anywhere from $0 to $9 per month at their own discretion (like a monthly tip). GoBank members get all of the same account features regardless of the amount they decide to pay GoBank every month. The other fees on the account are limited to a 3% foreign transaction fee, out-of-network ATM fees ($2.50 for a withdrawal and $1 for a balance inquiry), and if the member wants to customize their debit card or order a replacement custom card, it costs $9.
As a brand of Green Dot Bank, Member FDIC, all GoBank deposits are FDIC-insured. Each GoBank account includes a checking account with a linked Visa debit card and a second integrated bank account called the Money Vault that’s designed to be an easy way for GoBank members to put money away for savings. Accounts are demand deposit accounts (DDA) with deposits insured by the FDIC and full Regulation E consumer protections.
http://press.gobank.com/
"GoBank is scheduled to be generally available on iPhone, Android and online by Independence Day (July 4), with full availability and promotional distribution in retail.
Marketing relationships announced with online, media, retail and mobile carrier partners.
May 14 – San Francisco – During its presentation at FinovateSpring today, Green Dot Corporation’s GoBank (NYSE: GDOT) announced that it expects to be generally available by Independence Day (July 4). GoBank, a brand of Green Dot Bank, Member FDIC, is the first bank account designed specifically for the mobile device and targets members of the mobile generation who are seeking an easy, fast and fun user experience that provides them with transparency and control over their daily finances. Green Dot expects to market GoBank in the following ways:
Digital Distribution and Marketing:
Along with its presence in the Apple App Store and Google Play, GoBank will be digitally distributed by a number of companies, including WePay, Check, Tango Card and Rewardable.
To generate awareness and demand, GoBank will be marketed through advertising on Twitter and on the Facebook Platform. GoBank will also be featured on the upcoming 12th season of Project Runway. Throughout the season, designers will be able to use GoBank accounts featuring the Fortune Teller, debit cards and person-to-person money transfers.
In-Store Promotions:
Starting July 4, Rite Aid stores will be running an in-store promotion for GoBank at all of its stores nationwide. Rite Aid will distribute free information packets that include an offer for a free custom GoBank debit card with the member’s choice of photo (a $9 value). This promotion will expand to additional retail partners in the near future, including Kmart.
“We believe GoBank has the opportunity to propel consumer banking into the era of the app. As a real bank account issued by Green Dot Bank, Member FDIC, GoBank provides consumers with great technology and an engaging user experience as part of a bank account with no overdraft or penalty fees ever,” said Steve Streit, CEO of Green Dot Corporation.
GoBank offers a consumer-friendly pricing model with no overdraft fees or penalty fees and no minimum balance requirements, with a vast network of 42,000 in-network, fee-free ATMs nationwide. For its monthly membership, GoBank offers a “pay what you want” model, where members can elect to pay anywhere from $0 to $9 per month at their own discretion (like a monthly tip). GoBank members get all of the same account features regardless of the amount they decide to pay GoBank every month. The other fees on the account are limited to a 3% foreign transaction fee, out-of-network ATM fees ($2.50 for a withdrawal and $1 for a balance inquiry), and if the member wants to customize their debit card or order a replacement custom card, it costs $9.
As a brand of Green Dot Bank, Member FDIC, all GoBank deposits are FDIC-insured. Each GoBank account includes a checking account with a linked Visa debit card and a second integrated bank account called the Money Vault that’s designed to be an easy way for GoBank members to put money away for savings. Accounts are demand deposit accounts (DDA) with deposits insured by the FDIC and full Regulation E consumer protections.
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