Still a great card even without free cash loads.
No fees. $1,500 a day ATM withdrawal limits, $3,000 a day purchase limit. Does not appear to have a limit any more. Completely free ATM withdrawals at any US Bank or MoneyPass ATM.
BillPay is through Visa Billeo not as good as the MoneyManager billpay but its completely free.
Cash loaded via Visa Readylink $3.95 a pop - maybe less.
It's an attractive card with US Bank boldly emblazoned on it with Accelapay very lightly written in the top right hand corner - probably a little bit of nail polish remover can kill the accelapay altogether.
It has a mobile app but that doesn't work too well.
Thursday, February 14, 2013
Wednesday, February 13, 2013
ISIS Cash Card
This card is issued by Chase Bank and is intended to be used with the 'ISIS Mobile Wallet'.
https://www.visaprepaidprocessing.com/Isis/Cash/Pages/Home.aspx
There are no fees unless you don't use a Chase ATM or if the card is completely inactive for more than 9 months.
The card accepts direct deposit but the total balance on the card can't be over $2,500.
I believe to get this you download the ISIS app onto your phone and go from there. It is only available in a few markets right now.
https://www.visaprepaidprocessing.com/Isis/Cash/Pages/Home.aspx
There are no fees unless you don't use a Chase ATM or if the card is completely inactive for more than 9 months.
The card accepts direct deposit but the total balance on the card can't be over $2,500.
I believe to get this you download the ISIS app onto your phone and go from there. It is only available in a few markets right now.
Tuesday, February 5, 2013
iBankUp & UpSide Cards add Remote Check Deposit
Plastyc’s mobile RDC feature allows cardholders to choose between having funds credited to the account in real-time for a fee or waiting five days for the funds to be loaded without a charge. The New York-based company charges 1% of the check’s value for printed payroll or government checks and 4% for other checks.
I don't believe this card is competitive since it charges for ATM usage plus the ATM owners surcharge but their check deposit sliding scale is unique.
I don't believe this card is competitive since it charges for ATM usage plus the ATM owners surcharge but their check deposit sliding scale is unique.
Tuesday, January 29, 2013
Plastyc Makes Loading Easier & Cheaper
Plastyc announced that effective immediately, via the Green Dot Network, cardholders can now cash checks and load funds to their UPside Prepaid Cards using the Rapid Reload Service available in more than 3,900 Walmart stores.
UPside customers can cash a pre-printed payroll, government or tax refund check and load all or part of the cash directly to the UPside card from the convenience of any register at a participating Walmart (not available in NJ, NY, RI, VT, WY). The cashier will cash the check (check cashing fees apply) and swipe the card to add all or part of the amount directly to the card. Cardmembers can load all or part of a check, up to $1,000, and the funds are available on the card within minutes. A Rapid Reload fee of $3.74 applies.
With this new method, UPside cardholders have three convenient ways to reload their cards via the Green Dot Network:
1. Rapid Reload with cash by taking the UPside card and cash to any Walmart register (not available in VT or WY). The cashier will swipe the card and the cash is added directly to the card. The funds are available on the card within minutes. A Rapid Reload fee of $3.74 applies.
2. Rapid Reload by cashing a check (not available in NJ, NY or RI; check cashing fees apply) and loading the funds at participating locations. A Rapid Reload fee of $3.74 applies.
3. Reload with a Green Dot MoneyPak® by purchasing a MoneyPak from a neighborhood retailer, in any one of more than 60,000 retailer locations nationwide, and logging into their UPside Card online account or through the UPside Mobile App, which is a unique feature for UPside cardholders. A service fee of up to $4.95 applies.
UPside customers can cash a pre-printed payroll, government or tax refund check and load all or part of the cash directly to the UPside card from the convenience of any register at a participating Walmart (not available in NJ, NY, RI, VT, WY). The cashier will cash the check (check cashing fees apply) and swipe the card to add all or part of the amount directly to the card. Cardmembers can load all or part of a check, up to $1,000, and the funds are available on the card within minutes. A Rapid Reload fee of $3.74 applies.
With this new method, UPside cardholders have three convenient ways to reload their cards via the Green Dot Network:
1. Rapid Reload with cash by taking the UPside card and cash to any Walmart register (not available in VT or WY). The cashier will swipe the card and the cash is added directly to the card. The funds are available on the card within minutes. A Rapid Reload fee of $3.74 applies.
2. Rapid Reload by cashing a check (not available in NJ, NY or RI; check cashing fees apply) and loading the funds at participating locations. A Rapid Reload fee of $3.74 applies.
3. Reload with a Green Dot MoneyPak® by purchasing a MoneyPak from a neighborhood retailer, in any one of more than 60,000 retailer locations nationwide, and logging into their UPside Card online account or through the UPside Mobile App, which is a unique feature for UPside cardholders. A service fee of up to $4.95 applies.
Friday, January 18, 2013
Walmart Rapid Reload $3.77
Here is a partial list of cards supported by RapidReload. You can go to any register at Walmart and have your card reloaded for $3.77.
http://i.walmartimages.com/i/if/hmp/fusion/RapidReloadProgram_1_4_13.pdf
http://i.walmartimages.com/i/if/hmp/fusion/RapidReloadProgram_1_4_13.pdf
Tuesday, January 15, 2013
Green Dot's Gobank
This is Green Dot's new prepaid account.
https://www.gobank.com/#/say-hello-to-go
It has remote check deposit just as Bluebird does but Gobank only takes 2 business days after the day of deposit to either give you your money or tell you that you need to cash it elsewhere. That is vastly different than Bluebirds 6 business days.
Completely free ATM usage at any of the 40,000 MoneyPass ATMs. Bluebird is only free at MoneyPass if you have direct deposit. GoBank is FDIC insured, Bluebird is not.
Customer service should be as good as it is with GreenDot prepaid cards which is pretty good. Bluebird customer service is the worst I have ever encountered.
Gobank apparently matches BlueBird with free cash deposits at any Walmart.
Some nice money transfer features built into the mobile app which can send money to anyone who will need a Gobank or PayPal account to get the funds. Other options are coming for transfers.
GreenDot has been doing prepaid for a long time so users can expect less problems than they have had with BlueBird.
https://www.gobank.com/legal/deposit-account-agreement
GoBank has verified that cash reloads at Walmarts Rapidreload service will be free.
https://www.gobank.com/#/say-hello-to-go
It has remote check deposit just as Bluebird does but Gobank only takes 2 business days after the day of deposit to either give you your money or tell you that you need to cash it elsewhere. That is vastly different than Bluebirds 6 business days.
Completely free ATM usage at any of the 40,000 MoneyPass ATMs. Bluebird is only free at MoneyPass if you have direct deposit. GoBank is FDIC insured, Bluebird is not.
Customer service should be as good as it is with GreenDot prepaid cards which is pretty good. Bluebird customer service is the worst I have ever encountered.
Gobank apparently matches BlueBird with free cash deposits at any Walmart.
Some nice money transfer features built into the mobile app which can send money to anyone who will need a Gobank or PayPal account to get the funds. Other options are coming for transfers.
GreenDot has been doing prepaid for a long time so users can expect less problems than they have had with BlueBird.
https://www.gobank.com/legal/deposit-account-agreement
GoBank has verified that cash reloads at Walmarts Rapidreload service will be free.
Monday, January 7, 2013
MoneyManager Card
This was once the undisputed King of the prepaid world from a consumer view anyway.
Since being bought out by 1st California Bank they have added a 49 cent fee for debit usage which sours me on this product which is still among the best but slipping.
http://moneymanagercard.com/pricing.php
Since being bought out by 1st California Bank they have added a 49 cent fee for debit usage which sours me on this product which is still among the best but slipping.
http://moneymanagercard.com/pricing.php
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